Most people are concerned about preserving their assets. You may have a nice car or some savings tucked away, and losing them would result in financial hardship. Adding optional car insurance coverage can help protect you if something happens on the road and a lot of money is needed to cover the damages. Here are five types of coverage to help keep your assets safe in Mt. Kisco, NY!
Bodily Injury Liability
Bodily Injury Liability coverage protects you and your assets if you’re sued for damages after an accident. As a driver living in one of the most expensive states in the country, you should consider having insurance that offers complete protection against accidents and lawsuits. This type of insurance can give you peace of mind knowing that you’ll likely never have to worry about being sued for more money than you can afford!
Property Damage Liability Insurance
Property Damage Liability is designed to cover the costs associated with repairing and replacing damaged property. Accidents that cause a lot of damage might not be covered by the state minimum of $10,000. Therefore it’s wise to increase this amount to match the realistic costs of an average home in New York!
Supplementary Uninsured/Underinsured Motorists (SUM) Coverage
SUM coverage is designed to protect you if you’re hit by a driver who doesn’t have enough insurance to cover your damages. This insurance will pay for your injuries so you can focus on your recovery without worrying about bills, regardless of who’s at fault. Additionally, SUM coverage protects you in case of an out-of-state accident. Whether driving to work or on vacation, this added layer of protection can give you peace of mind everywhere you go!
Collision Coverage
Collision insurance is a vital policy for drivers in New York who commute during winter. Slippery roads can easily result in an accident, and you’ll want to make sure your insurance will cover the costs. This policy can help you get back on your feet quickly, repairing or replacing your vehicle that was involved in an accident or if an object somehow damaged your car!
Comprehensive Coverage
From weather damage to theft, many things can happen to your vehicle, even when parked. That’s where comprehensive coverage steps in. If your car gets vandalized or stolen, this policy can reimburse you for the entire cost of repairs or a replacement. And if your ride is totaled from an act of nature, this coverage will pay out the value of your car!
While having the right insurance is good, it’s even better to have the right car from the start. Prevent accidents with the innovative pre-collision system of the Lexus ES 350. Visit us today at DARCARS Lexus of Mt. Kisco to check out our selection of reliable vehicles that are designed to help you avoid accidents and protect your assets!
Connect with us
